Maharashtra Stamp Duty & Registration Calculator
⚠ Stamp duty is charged on the higher of your agreement value or the government ready-reckoner (circle) rate. Rates shown are as of June 2026 — always confirm the current rate on the official IGR Maharashtra / GRAS portal before you register.
Maharashtra stamp duty rates (2026)
| Location | Male | Female (sole) | Joint |
|---|---|---|---|
| Mumbai (BMC) | 6% | 5% | 5.5% |
| Thane | 7% | 6% | 6.5% |
| Navi Mumbai (NMMC) | 7% | 6% | 6.5% |
| Pune / Pimpri-Chinchwad | 7% | 6% | 6.5% |
| Nagpur | 7% | 6% | 6.5% |
| Other Municipal Corporation | 6% | 5% | 5.5% |
| Municipal Council / Cantonment | 4% | 3% | 3.5% |
| Gram Panchayat (Rural) | 3% | 2% | 2.5% |
Registration charges: 1% of the property value, capped at ₹30,000 (so any property above ₹30 lakh pays a flat ₹30,000). Women's concession: a 1% rebate on stamp duty applies when the woman is the sole owner; joint ownership with a male co-owner attracts the blended rate.
How stamp duty is calculated in Maharashtra
Stamp duty is a one-time tax on property transactions, paid to the Maharashtra government at registration. It is calculated as a percentage of the property's value — specifically the higher of the agreement (sale) value or the government's ready-reckoner rate for that area. On top of the base stamp duty, Mumbai and other metro cities add a 1% metro cess, and cities like Pune, Thane and Nagpur add a further local-body/transport surcharge. A separate registration fee (1%, capped at ₹30,000) is also payable. Women buying in their own name get a 1% concession on stamp duty.
Frequently asked questions
6% for men and 5% for women (both include the 1% metro cess). Joint male+female ownership is charged at the blended 5.5%.
1% of the property value, capped at ₹30,000 — so any property above ₹30 lakh pays a flat ₹30,000 registration fee.
Yes — a 1% rebate when the woman is the sole owner of the property. The earlier 15-year resale restriction on this rebate has been removed.
Yes. Mumbai is 6% (male), while Pune, Thane, Nagpur and Navi Mumbai are 7% because they add a local-body/transport surcharge on top of the metro cess.
On whichever is higher. If your agreement value is below the area's ready-reckoner (circle) rate, stamp duty is charged on the ready-reckoner value.
Real Estate Mumbai has helped buyers since 1993 — get verified listings, prices and end-to-end help.
💬 Enquire on WhatsApp
